If you have any of these.... I CAN HELP!

Late Payments



Tax Liens





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About Richard Kramer
Credit Repair Professional

Richard Kramer is “one of the top credit consultants and personal financial trainers in the US.” (Richard Umanoff, CPA). His passion, research, results, and willingness to be accessible to his clients have helped countless people repair and improve their credit scores and maintain a healthy financial lifestyle for nearly 35 years.

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Sit back and relax while Richard goes to work putting his 35 years of experience
and unique strategies in play for you.

That’s correct… HE DOES THE WORK FOR YOU and you just relax! Late pays, charge offs, bankruptcies, liens and more… Richard works on them all.